Ruban Insurance Brokers Inc. has been providing General Insurance & Risk Management Services since 1988. We guide our client’s through the Risk Management Process of identifying their loss exposures, examining the various risk management techniques to create a Risk Management Program, selecting the appropriate risk management techniques for their operations, implementing the selected techniques, & monitoring the results of the program. The last step, in the Risk Management Process, is the transfer of those risks, which cannot be managed, by means of an Insurance Contract. We assist our client in the development of a General Insurance Program specifically tailored to meet the needs of their particular operation. The process of ongoing Risk Management continues in the monitoring of exposures & adjustments in the Insured’s Risk Management Program as the ongoing relationship continues.